This site is privately owned and is not affiliated with any government agency. Learn more here.

LIHEAP 101: How to Get Help with Energy Bills

LIHEAP 101: How to Get Help with Energy Bills

Energy bills can significantly burden many households, especially during extreme weather when heating and cooling costs skyrocket. For low-income families, seniors, and individuals with disabilities, keeping the lights on and maintaining a comfortable home can feel overwhelming. 

Fortunately, the Low Income Home Energy Assistance Program (LIHEAP) is designed to offer help when it’s needed most.

LIHEAP provides financial assistance to help eligible households manage energy costs, ensuring they can stay warm in winter and cool in summer. In this guide, we’ll break down how the program works, who qualifies, and how to apply for this essential assistance. We’ll also offer some tips for reducing energy usage during extreme temperatures.

What is LIHEAP?

The Low Income Home Energy Assistance Program (LIHEAP) is a federal initiative designed to help low-income families manage the cost of heating and cooling their homes. Created to ensure that no household has to choose between paying for energy and other essential needs, LIHEAP provides financial assistance to those who qualify.

LIHEAP operates nationwide but is administered at the state level, meaning that the specific benefits and eligibility requirements may vary depending on where you live. 

In general, the program offers three types of assistance:

  • Heating and cooling assistance: LIHEAP can help pay for heating bills in the winter and/or cooling costs in the summer. This can include payments made directly to utility companies or credits applied to your account to reduce your monthly energy bills. Not every state offers both heating and cooling assistance, as aid generally depends on the region’s climate and temperatures.
  • Crisis assistance: For households facing an emergency, such as the risk of a utility shutoff, LIHEAP provides crisis funding to prevent disconnection. This ensures that families maintain access to their utilities, especially during life-threatening weather conditions.
  • Weatherization assistance: Some states offer additional services under LIHEAP to make homes more energy-efficient. This can include services like installing insulation or sealing air leaks, which reduce energy usage and lower bills over time.

LIHEAP is an invaluable resource for millions of Americans who struggle to cover their energy costs. The program helps ensure that homes remain safe, comfortable, and livable year-round by easing the financial burden of heating and cooling.

Who Can Qualify for LIHEAP?

Eligibility for the Low Income Home Energy Assistance Program (LIHEAP) depends on several factors, with the primary eligibility requirement being household income. 

Each state sets its own income limits based on federal guidelines, which typically range from 100% to 150% of the federal poverty level for your household’s size. You may qualify for assistance if your household income falls within this range.

Certain groups are often given priority when funds are limited, including:

  • Seniors: Older adults on fixed incomes are often given priority due to their higher vulnerability to extreme weather conditions.
  • Individuals with disabilities: Those with disabilities may face additional challenges in managing energy costs, making them a priority group for LIHEAP assistance.
  • Families with young children: Households with young children are often prioritized to ensure they can maintain safe, comfortable living conditions for their family.

In addition to these general guidelines, each state may have its own criteria or additional programs under the LIHEAP umbrella. For example, some states offer targeted assistance for households that use specific energy sources, such as propane or heating oil.

Even if your income is slightly above the federal poverty level, it’s still worth applying, as other factors like household size, energy costs, and state-specific programs could still make you eligible for assistance.

How to Apply for LIHEAP

Applying for the Low Income Home Energy Assistance Program (LIHEAP) can vary slightly depending on where you live, but the process is generally straightforward. Each state administers its own version of the program, so it’s essential to start by finding your state’s LIHEAP office or local administering agency. 

You can often apply online, by mail, or in person through a community action agency or local government office.

Here’s a basic outline of the steps typically involved in applying for LIHEAP:

  1. Locate Your State’s LIHEAP Office: Visit your state’s LIHEAP website or contact the office directly to find application details specific to your area.
  2. Check Application Periods: LIHEAP funding is limited, and many states operate on a first-come, first-served basis, meaning applications are only accepted during certain times of the year.
  3. Gather Required Documents: You must collect several important documents to verify your household’s eligibility before submitting your application. These typically include:
    1. Proof of income (pay stubs, tax returns, unemployment benefits)
    2. Recent utility bills
    3. Identification (driver’s license, state ID)
    4. Proof of residency (rent or mortgage statements)
    5. Social Security numbers for household members
  4. Submit the Application: Depending on your state, you may be able to submit your application online, by mail, or in person. If you’re unsure how to apply, contact your local LIHEAP office for guidance on the preferred method in your area. Once submitted, applications are typically processed within a few weeks.  
  5. Receive Assistance: If your application is approved, LIHEAP funds will typically be paid directly to your utility company to help cover your heating or cooling bills. You’ll receive a notice detailing the amount of assistance provided and how it will be applied to your account.

In some cases, if you’re experiencing an energy emergency—such as a pending utility shutoff—LIHEAP may expedite the application process and offer crisis assistance to prevent disconnection.

Remember, since each state runs its own program, the specific application process and timelines may vary. It’s essential to apply as early as possible and provide accurate documentation to ensure your application is processed without delay.

Tips for Staying Warm in Winter and Cool in Summer 

While LIHEAP can help reduce your energy bills, making small changes in your home can further ease the financial burden of keeping your household comfortable during extreme temperatures. Here are some practical tips for staying warm in the winter and cool in the summer while using less energy.

Winter Tips for Staying Warm:

  • Seal Drafts: One of the easiest ways to keep your home warmer is to prevent cold air from getting in. Seal drafts around windows and doors with weatherstripping or caulking to keep warm air inside and reduce heating costs.
  • Use Thick Curtains: Insulated or thermal curtains can help retain heat by blocking out cold drafts from windows. Be sure to close them at night and open them during the day to let in natural sunlight.
  • Layer Clothing and Bedding: Instead of turning up the thermostat, bundle up in layers at home. Wear thermal clothing and use extra blankets to stay warm without relying heavily on your heating system.
  • Reverse Ceiling Fans: In the winter, reverse the direction of your ceiling fans so they push warm air down from the ceiling, helping to keep the room warmer without turning up the heat.

Summer Tips for Staying Cool:

Use Fans Wisely: Ceiling and portable fans are great tools for circulating cool air, but you should only run them when in the room. Fans are for cooling people, not rooms, so turning them off when you leave a space saves energy.

Block Out Sunlight: Keeping your home cool in the summer is easier if you block out the sun’s heat. Use blackout curtains or shades to prevent the sun from warming your home and causing your air conditioner to work harder.

Maintain Your Air Conditioner: To ensure your AC works efficiently, clean or replace filters regularly, and have your system checked by a professional at the start of the season. An efficient system uses less energy to cool your home.

Close Off Unused Rooms: If there are rooms you rarely use, close the doors and vents to those areas. This allows your cooling system to focus on keeping the main living areas comfortable without wasting energy on unused spaces.

By incorporating these small adjustments in your home, you can lower energy costs while staying comfortable year-round. Combined with LIHEAP assistance, these strategies can significantly reduce the financial stress of heating and cooling your home.

Making Energy Assistance Work for You

The Low Income Home Energy Assistance Program (LIHEAP) is an invaluable resource for families and individuals struggling to keep up with rising energy costs. By understanding how to qualify, applying early, and incorporating energy-saving tips into your daily routine, you can significantly reduce your financial burden and keep your home comfortable throughout the year. 

LIHEAP can cover a portion of your energy expenses, but combining that assistance with smart strategies to conserve energy can make an even bigger impact on your household budget.